Calculator
Property Capital Gains (With Indexation)
Estimate LTCG on property sale using CII indexation for pre-2023 purchases.
Property Capital Gains (with Indexation)
LTCG on residential property — compare 20% with indexation vs 12.5% without (Budget 2024 options).
Property CG
Option A — 20% with Indexation
CII purchase (2018-19): 280 | CII sale (2024-25): 363
Indexed cost: ₹41,22,643
LTCG: ₹28,07,357
Tax + Cess: ₹5,83,930.29
₹5,83,930.29
Option B — 12.5% without Indexation
Lower Tax
Plain capital gain: ₹37,50,000
Tax + Cess: ₹4,87,500.00
₹4,87,500.00
For property purchased before July 23, 2024, you can choose the option that results in lower tax. For property purchased on or after July 23, 2024, only Option B (12.5% without indexation) applies. Exemptions under Section 54/54EC can reduce tax further. Consult a CA.
FAQ
Frequently Asked Questions
Quick answers to the questions we hear most often.