Calculator
NPS Tax Benefit Calculator
Estimate additional deduction under 80CCD(1B) for NPS contributions.
NPS Tax Benefit Calculator
Estimate tax savings from NPS contributions under Section 80CCD.
NPS
80CCD(1) within 80C limit + 80CCD(1B) up to ₹50,000 extra.
80CCD(2) — up to 10% of salary (14% for Govt). Available in both regimes.
NPS Deduction Breakdown
80CCD(1) — own contribution (within 80C)₹50,000
80CCD(1B) — additional deduction₹0
80CCD(2) — employer contribution₹0
Total NPS deduction₹50,000
Tax saved (before cess)
₹15,000.00
Tax saved (incl. 4% cess)
₹15,600.00
On maturity, 60% of NPS corpus is taxable (40% compulsorily annuitised). Section 80CCD(1B) provides ₹50,000 extra deduction over 80C limit in old regime only. Partial withdrawal rules apply — consult your CA for integrated tax planning.
FAQ
Frequently Asked Questions
Quick answers to the questions we hear most often.